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Win more jobs with consumer financing
Already a customer? Get started with Consumer Financing >>
10,000+ Pros use Housecall Pro to offer consumer financing to their customers
Consumer financing built for Pros
More sales, bigger wins, happier customers
Consumer financing makes it easy for your customers to say ‘yes’ to premium services by breaking up the project cost into monthly payments. Financing is automatically offered on invoices and estimates between $500 and $25,000.
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Let customers prequalify beforehand so they can borrow with confidence
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Offer loans as high as $25,000 with terms up to 60 months¹, backed by high approval rates of 80%+2
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Get paid in full as soon as the job is finished, while your customer pays over time
Quick customer applications
Skip the paperwork – your customers apply online to get an approval decision instantly. That means you don’t need to ask for any more SSNs, yearly incomes, or other kinds of sensitive information!
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Your customers can apply securely from their mobile device and get an approval decision in minutes
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Applying has zero impact on their credit score
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Keep track of the entire consumer financing process within your Housecall Pro account
Transparent terms and pricing
Win customers over by giving them the confidence and flexibility to finance with simple and transparent pricing.
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Give your customers multiple options, with interest rates as low as 0% APR for up to 24 months¹
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Your customers pay no origination, prepayment, or late fees, with no compounding interest
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You pay only a flat fee of 3.9% per transaction (excluding 0% APR add-ons)
What our Pros say about consumer financing
Simple and easy
Our customers tell us how simple and easy it is to apply and get approved. It has saved us from losing many jobs. We love Wisetack!
Mitchell T., Admin
Comfort Pro Heating and Cooling
Fresno CA
Get In Touch: 858-842-5746
Let us earn your trust
On average, Pros increase monthly revenue generated through Housecall Pro by 35% after their first year.
Already a customer? Get started with consumer financing >>
See plan options and feature breakdown on our pricing page.
See details about HCP Payments processing fees in our help article.
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Consumer Financing FAQs
- How much does integrated consumer financing cost?
- Will my customer’s credit score be affected?
- Do I need to ask my customer for SSN or their yearly income?
- Can my customers know how much they qualify for before the job is agreed to?
- Are there 0% APR options available through integrated consumer financing?
- How will I know if I got paid?
- What is consumer financing?
¹All financing is subject to credit approval. Your terms may vary. Payment options
through Wisetack are provided by Wisetack’s lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at Wisetack FAQs.
2Source: Wisteack’s internal data 2024